Bank loan & insurance assistance
Eight panels, one form. We submit to every bank that fits your profile and chase the approval ourselves.
How it works
You fill one form. We do the running.
No brokerage fee, no being passed to an agent you never meet. The person who takes your documents is the person who calls you back.
- Hire purchase up to 9 years, 90% margin of finance
- Self-employed and commission-based applicants welcome
- Comprehensive insurance quoted side by side
- Road tax renewal and e-hailing endorsement handled
- Deposit refunded in full if no panel approves
Estimator
Work out the monthly first
Move the sliders to see roughly where a car sits before you commit to anything.
Estimated monthly
RM 1,990
- Down payment
- RM 15,000
- Loan amount
- RM 135,000
- Total interest
- RM 32,130
- Total payable
- RM 167,130
Indicative only. Malaysian hire-purchase flat-rate basis. Final rate depends on the bank, your profile and the vehicle year.
Bring these
What we need to submit
Salaried
IC, three months' payslips, three months' bank statements, latest EA form.
Self-employed
IC, six months' bank statements, Borang B or SSM registration, latest tax receipt.
Everyone
A rough idea of your existing commitments. It saves a wasted submission.
Loans and insurance — your questions
What happens if my car loan is not approved?
Your booking deposit comes back in full. We will also tell you honestly which panel declined and why — usually debt service ratio or a thin CCRIS file — so you know what to fix before trying again elsewhere.
Can self-employed or commission-based buyers get a loan?
Yes. Roughly a third of our approvals are self-employed. Bring six months of bank statements and your latest Borang B or company registration; we know which of the eight panels are comfortable with that profile.
How long does approval take?
Typically 24 to 48 hours once the documents are complete. We submit to every panel that fits your profile on the same day rather than trying them one at a time, and we chase the answer ourselves.
Do you handle insurance and road tax renewal too?
Yes. We quote comprehensive cover side by side from several insurers so you can see the difference, then renew the road tax and file the e-hailing endorsement if you need one, all before handover.
Check your eligibility first.
Send us your rough income and commitments on WhatsApp. We'll tell you which panels are realistic before you fall in love with a car.
